eStatement Studies (RMA)
eStatement Studies is the online version of RMA’s Annual Statement Studies which includes composite performance metrics derived directly from the financial statements of financial institutions’ borrowers and prospects. These financial statements come directly to RMA from their member institutions, which get their data straight from their customers. This source of financial statement benchmarks on private businesses includes two publications:Financial Ratios Benchmarks: Comprehensive, detailed data on over 750 industries—derived directly from financial statements.
Industry Default Probabilities and Cash Flow Measures: Includes probability of default estimates, cash flow measures, and change in financial position information for more than 690 industries. It brings together the power of Moody’s RiskCalcTM for private companies and the Statement Studies database to provide distribution statistics on one-year and five-year probability of default estimates by industry. These benchmarks add substantial value to the critical analysis of cash flow for private companies.